New Rating Could Mean Lower Home Insurance Premiums in Fayetteville

FAYETTEVILLE, AR -- Fayetteville's ability to fight fires has improved which could save you money on your insurance premiums.

The city announced Wednesday the Insurance Services Office (ISO) has given the fire department a much improved Public Protection Classification (PPC) rating, following the most  analysis.

Improvements in the structural fire suppression delivery system means Fayetteville has jumped from a Class 4 ISO rating to a Class 2 rating. These ratings can lower home insurance premiums.

According to the ISO, a community's PPC depends on:

· Needed Fire Flows, which are representative building locations used to determine the theoretical amount of water necessary for fire suppression purposes.

· Emergency Communications, including emergency reporting, telecommunicators, and dispatching systems.

· Fire Department, including equipment, staffing, training, geographic distribution of fire companies, operational considerations, and community risk reduction.

· Water Supply, including inspection and flow testing of hydrants, alternative water supply operations, and a careful evaluation of the amount of available water compared with the amount needed to suppress fires up to 3,500 gpm. (PPC Summary Report, January 2014)”

The Fayetteville Fire Department received its last ISO rating in the late 1990s.

Find out how the city worked to improve their rating and how it stacks up against the rest of Northwest Arkansas, tonight at 10!

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