Chosing a Lender

First things first…meet with a local lender. You need to have a budget and be pre-approved for your loan. This gives you more negotiating power. Many online banks say they can approve your loan in just 15 minutes but it’s never that easy. I have seen numerous home sales fall apart in the last hour due to the online lenders. Think local!

I like the team at Bank of Arkansas. They will sit down with you and explain the financial side of buying a new home. They have many different loan programs from 100% financing to Jumbo Loans - all at great rates, but what I love most, is their personal attention, even if you cannot qualify today they will help lay out the steps to get you into that new home as quick as possible.

When it comes to buying a home, partnering with an experienced and local professional is critical. In today’s mortgage lending environment, you need someone you can trust that will help you make the best financial decision possible.

At Bank of Arkansas, our mortgage bankers have many years of expertise in all types of loan programs from loans for first time homebuyer as well as those for seasoned real estate investors.  Whether you’re moving up, down, or looking to invest, we will be with you every step of the way. We process, underwrite, and close our loans locally and on time.  We value our clients like family and will service the loan.

To get pre-approved or start your loan application, come by our office or call Bank of Arkansas today! 479.254.2840.

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